Non-life Insurance

Comprehensive Car Insurance

Comprehensive car insurance with all your basic coverage needs PLUS FREE additional benefits

Provides protection against accidental loss and damage to the vehicle due to: accidental collision and overturning, fire and lightning, explosion, theft and burglary

• Covers liabilities arising from damage to someone else’s vehicle or property, and bodily injury or death to a third party
• Comes with FREE additional benefits
• Comprehensive Car Insurance with Acts of Nature Coverage

OPTIONS offers most complete car insurance with all your basic coverage needs PLUS Acts of Nature (AON)* coverage that includes protection earthquakes or typhoons, including flood PLUS FREE additional benefits

Provides protection against accidental loss and damage to the vehicle due to: accidental collision and overturning, fire and lightning, explosion, theft and burglary.

• Provides coverage for Acts of Nature including earthquakes, typhoon, flood and other convulsions of nature
• Covers liabilities arising from damage to someone else’s vehicle or property, and bodily injury or death to a third party
• Comes with FREE additional benefits

SPECIAL FEATURE: Avail of special rewards and discounts*

Additional Liability Insurance

Liability Guard: Extra Coverage for Third Party Liability

Car insurance for vehicle owners looking for extra liability coverage on top of the Compulsory Third Party Liability or for liability coverage for vehicles over 8 years of age. This package covers liabilities arising from damage to someone else’s vehicle or property, and bodily injury or death to a third party. Optional cover is also given for Compulsory Third Party Liability and Unnamed Passenger and Driver Personal Accident.

CTPL with Road Assistance

Compulsory Third Party Liability Plus Road Assist

Car insurance for vehicle owners looking for the simplest solution. This package provides the Compulsory Third Party Liability coverage and Road Assistance, an assistance service that takes care of all roadside and accident assistance needs through a dedicated hotline number. This service is provided by IBERO ASISTENCIA, a MAPFRE sister company, the leading assistance service provider in the country.
  
Compulsory Third Party Liability Insurance

Compulsory Third Party Liability (CTPL) Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from the death of or bodily injury to third parties.